Personal Loans
At Community Credit Union Limited, we know that from time to time you may need to borrow money for one reason or another. You have just spotted the car of your dreams, or you want to go on a long needed vacation. Whatever the reason, our Financial Services Officers will help you determine your best options to help you meet your goals, and ensure that it is tailored to your unique financial situation.

All our perennial loans are open to pre-payment at any time without penalty. We offer the flexibility of adding Life and Disability Insurance, which can be, financed with your loan, with payments to suite your income stream.

Consolidation Loans
Combine various debt and structure on payment to ease financial stress.

Car Loans
At Community Credit Union we can provide financial assistance to purchase the car of your dreams, whether it’s New or Used.

Home Improvements
Major or minor renovations or repairs? We can provide you with the right financing to get the job done.

Vacation Loans
Looking forward to a long needed vacation, but have not quite saved up enough money? At Community Credit Union we can provide you the extra cash required without paying the high rates you would pay if you would use your Credit Card.

These are just some examples of the loans we can provide. Our lending staff will help you determine what terms and options are to your best advantage.

Mortgages
One of the biggest financial decisions a person will make in their lifetime will be to buy a home. It can seem extremely overwhelming. At Community Credit Union we are happy to sit down with your to assess your financial situation, along with your personal goals, whereby structuring a financing package that will meet all your needs.

We can also provide you with a pre-qualifying mortgage package to help guide you in shopping for your dream home. We can determine mortgage amounts affordable for you, as well as, payment terms, down payment requirements and legal requirements.

First Mortgages

• Conventional (75% or less financing)
• CMHC High Ratio (95% for 1st time or repeat home buyers available))
• Variable and Fixed Rate Options available)
• Fixed rate terms from 1-5 years)
• Payment plans available for weekly, bi-weekly, semi-monthly and monthly)
• Mortgage life and disability insurance available.

Pre-approved mortgages
When you come into Community Credit Union, our Financial Services Officers are glad to sit down with you to help you determine if you qualify for a pre-approved mortgage. Based on information you provide us and with a satisfactory credit review, you will know the amount you can borrow, your interest rate, your payment schedule and your down payment requirement. With this information you will know the price range you can now start to look in when shopping for your dream home.

Pre-approved mortgages let you shop for the house you want, negotiate and close the deal.

When you find the home you wish to purchase, you’re assured that financing is ready, subject to t a satisfactory property appraisal or CMHC approval. The final terms and mortgage amount will be based on the value of the home you choose, or CMHC conditions.